> For the complete documentation index, see [llms.txt](https://docs.payfacto.com/payfacto-knowledge/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.payfacto.com/payfacto-knowledge/canada-doc-center/applications/secure-payment/payment-standalone-mode/transactions/credit-account-verification.md).

# Credit Account Verification

## Credit Account Verification

If desired, you can perform a credit account check on a client’s card before processing a transaction in order to confirm the validity of the card.

{% hint style="info" %}
NOTE: A credit account verification does not authorize a transaction, it only indicates if the cardholder account has the available funds to make the purchase.
{% endhint %}

#### **To verify a card's credit account:**

1. Touch the **Operations** menu and touch **Verify credit account**.<br>

<figure><img src="https://3906380439-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F6flXtoPk5hDLO7lHpA2z%2Fuploads%2F3pFs4ULV0cUiMxWU2Xnb%2FOperationsMenu_VerifyCreditAccount.png?alt=media&amp;token=32264dbc-ff1c-4376-8520-fc3f6154882c" alt=""><figcaption></figcaption></figure>

2. Touch **OK**. <img src="https://3906380439-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F6flXtoPk5hDLO7lHpA2z%2Fuploads%2FW7mwguVMaXR2dgaJKP1u%2Fspaces_6flXtoPk5hDLO7lHpA2z_uploads_pEB2y1o0yoV7BCFgxuqN_OkButton.webp?alt=media&amp;token=50bb3ee5-f147-47f2-b6de-826bddb20c6c" alt="" data-size="line">
3. Insert, swipe, or tap the payment card.
4. When the terminal receives the response, the screen displays the result and prints the merchant copy of the transaction receipt. To print the customer copy, touch **Print receipt** or touch **No receipt** if no customer copy is required.


---

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